Should I Use Insurance to Replace Windshield in Arizona

Before using insurance to cover your broken windshield, it is recommended that you review your policy to validate if you are covered by comprehensive glass insurance. Take a closer look at the glass deductible specified in your policy, which can fall within the range of $0 to $2,000. The cost of windshield replacement usually falls between $200 and $600, depending on the extent of the damage and the year make and model of your vehicle.

For example, if the replacement of your windshield amounts to $400 and your deductible is $250, your out-of-pocket expense will be limited to $250, with the remaining $150 covered by your insurer.

Sometimes, the coverage policy for an auto glass deductible may be lower than that of the comprehensive deductible. In states such as Florida, South Carolina, and Kentucky, drivers are not subject to a deductible for windshield replacement.

Conversely, states like Arizona, Connecticut, Minnesota, and New York offer drivers the option to select a reduced deductible for glass. Certain insurance providers may even forgo the deductible for windshield replacement regardless of your location.

I Paid My Deductible, Now What?

After you file your claim, what happens next can differ depending on your insurance provider. It's crucial to promptly address any damage to your windshield. Even a seemingly minor crack can rapidly worsen and pose a significant threat. A compromised windshield can jeopardize your vehicle's stability, endangering your safety and that of your passengers. For assistance in filing a claim to replace your windshield, it is advisable to reach out to your local Arizona auto glass specialist.

The skilled team at Diamondback Auto Glass has the knowledge and proficiency to efficiently replace your windshield without complications. Rest assured with our guaranteed work and the added benefit of the windshield protection plan, providing coverage for unlimited repairs and one replacement within 12 months. While a damaged windshield may be irritating, the process of replacement can be effortless.

In most cases, it is advisable to submit a claim for auto glass or windshield damage when the repairs exceed your car insurance deductible. Contact Diamondback auto glass AZ for a free quote!